Should I go to a school I can’t pay off my first year?

OP: don’t start another thread with the same question.

You cannot afford either school and, unfortunately, you either didn’t research costs, or didn’t think you needed to because your EFC was zero.

All of the prior advice is from a number of posters who have experience with something similar, or are familiar with your two choices.

Everything costs money; you aren’t going to get a free education. If you didn’t apply to your instates, attend a CC and transfer, or, take a gap year and work to earn some savings, then apply to some affordable schools.