I am partial to PSU. i graduated in 1987 and it was a great 4 years. I live in the Philly area now and i would not let either of my children go to Temple. It is really sad that they cant get a hold of the neighborhood around Temple because it is a fantastic academic school. Whether you live on campus or off at PSU you would be safe and you have a great time. The academics are great and there is a lot of things to do besides partying. I think the weather is about the same with PSU getting a little more snow in the winter than Philly. Good luck with your choice. Maybe visiting on a weekend to make your final choice.