<p>Regarding insurance - the insurance company took S off my car when he left for college even though he would be at home periodically due to the distance from home (he couldn’t just pop in every weekend and drive the car). This greatly reduced the cost of insurance. Then when I bought the older car for S and D my insurance company reduced my premium to less - a lot less. Their rationale was that now the kids wouldn’t be driving my much newer car so they dropped the premiums on my car considerably. So I have been paying less insurance for two cars than for one! </p>
<p>Now that my S will be taking the car to college in the Fall - not sure what will happen. On the one hand he is 21 which might help, and the college town is really sleepy which might help, and my D will be going off the insurance since she will be going away to college as well. Just hoping it doesn’t go up for some reason…</p>