Should I move $$ for college from credit union money market to Vanguard money market?

[doschicos]

@politeperson

^ Yes, I agree. Money market funds are not savings accounts, whether held at a brokerage or a bank. They are not insured against market decline even if held at a bank. If the OP wants zero risk of loss, CDs or interest bearing savings accounts are the way to go.

I disagree. Money market funds service quite well as savings accounts. The risk of “breaking the buck” is very, very tiny and very rare.