Sorry, I forgot – We have 529s for both our kids but there’s no state deduction for contributing and since it’s got some market exposure (though not much when they’re in college) not sure it’s worth it since it’s going out the door pretty soon anyway.
My D’s 529 is still open but we emptied it for first year of college. We hadn’t been contributing much in recent years b/c we knew balance of her expenses would come from the real estate sale.
We paid for one session with a college financial advisor and he was aware of the 529s but said to park the real estate money in MM, and I think he did mention CDs as also good but I just never got around to that.