^:)^ pretty darned good quick-read, from afar. The very short version, of course. (Keep reading on the colleges’ own sites, though, to get an idea of more. Look at the Bonner Leader program at Bates.) Now start running NPCs. The Net Price Calculator, found on each college’s web site. If you need help translating results, adults here can help. Then you can lay it all out and get a picture. You’ll also need to face the fact that all 4 LACs can be a bit difficult to get to.
Bad gapping refers to schools that acknowledge your need but give you much less than needed, maybe expect you to take Parent Loans, etc. In your case, you may find the ‘family’ and ‘student’ contributions come a lot closer to what you can earn over the summer, through work study, and the student Direct Loan. But you need to run those NPCs.
And remember something. You started, wondering if you should throw the Stanford app. I still hold that you have time to modify your parents’ views. But the main task is now to understand enough to create an app and the supps that increase your shot at those LACs. Some savvy helps. (Eg, it’s not “600 hours” of service that matters as much as what it was.) And to find the right safeties that meet your preferences or more of them.