Should I settle for a school I don't love?

UNCC is ok- It seems like a good school but it’s never felt like quite the right fit for me. I already made the mistake of trying to ‘make it work’ at a school I don’t love, and I’m worried that will happen again. But other than reapplying to UNC/Wake, I could apply OOS- more expensive but career outlook for pre-med is pretty good so I’m willing to go into debt if it means better chances or a better fit.