If you can only afford to attend for 2-1/2 years, what are your plans for when you’ll have to drop out? You’ll have too many credits to be able to attend community college and it doesn’t sound like you’ll be able to pay for a 4-year. The jobs you can get with a high school diploma don’t pay much.
If you want a college degree you don’t have much choice. Withdraw after this semester and go to the cc near your home.