People make fun of me because I still try to live largely in a cash economy and write checks and don’t have a debit card. My kids have inherited my old-school ways so still have accounts they opened at our credit union when they were in elementary school. I am still on those accounts. It helps with things like transferring money, depositing checks their grandmother still sends here, etc. NBD. They also have accounts in banks I’m not on, and those accounts are associated with their debit cards. Works for us.