<p>It is also helpful to have an agreement for what to do if a student finishes in eight semesters but is unable to gain admission to graduate or professional school, or find a job in their field or area of interest. This can happen for any number of reasons that cannot be predicted when a student enters school as an undergrad.</p>
<p>Students whose parents are willing and able to fund post-bac work or pay living expenses for an unpaid internship, or who are able to take out loans for post-bac work because they are not overwhelmed by undergrad debt, are in a position that is very different from those whose parents tell them they are completely on their own, or who borrowed heavily to go to college on what turned out to be mistaken assumptions wrt their own capacity to continue to do well enough to meet the bar for entry-level employment or graduate or professional school.</p>