<p>Tarhunt, I pretty much agree with your last post.</p>
<p>BTW, it’s been a long time since I’ve seen this study and I have no idea how to lay my hands on it, but I believe there is a pretty strong relationship between intelligence and income. Entrepreneurs are a different animal, entirely, and while there are clearly some very, very smart ones (Bill Gates and Michael Dell come to mind), it’s also possible to make millions by delivering drywall to the right places or finding a better way to serve the waste management market. I think you need to discover something that other people need, and then take the risks you need to take to serve that need. Nine out of ten, as I recall, fail, but the other 10% are probably going to be very well off, indeed.</p>
<p>I don’t know this for an absolute fact. And I don’t know Bill Gates or Larry Ellison lol. (Two college dropouts). I think risk taking plays a huge part in making money. So I agree with you. I think it is a very underrated trait when looking at people who make money. Most people I know who have made a lot of money are risk takers. I also think passion, motivation, and the willingness to work hard are usually important. Just wanting to make a lot of money helps. 
Some smart people aren’t interested in money.
As far as intelligence goes, I think it helps. A 1190 score, especially before recentering, put you where, in the top 10%. These millionaires aren’t dummies too often.</p>