Should this year's high school juniors plan for applying DURING a gap year?

It seems right because it’s no different than any other year. 20-30% of seniors end up taking a gap year. Sure, this is different for more competitive schools, but as has been previously stated, they aren’t allowing for COVID-related deferrals.

They won’t be. As many other posters have stated, colleges aren’t allowing for COVID-related deferments, and will more than likely come out with fall semester decisions after the deferral request deadline.

You’re putting way too much weight on “facts” that either aren’t true or that are exaggerated.