<p>Always a good topic to discuss, and I enjoyed OP’s post. I think the discussion would be richer (sic) though, if people got in the habit of annotating dollar amounts with the year their value was computed at. A million dollars 40 years from now is still a lot of money, but it is now where near the million we think of today. In fact, if 4% inflation is assumed, it is about 208,000 of today’s dollars.</p>