<p>I think a lot may hinge on overall family resources and how well retirement and other essentials are funded. Our S got significant merit aid at private U. He was happy to have 3 solid job offers in hand by Feb of SR year, from recruiters who visited his campus. </p>
<p>D transferred to S’s U and is full freight. Hers is the TOP program in the US and possibly world for her field. She has made amazing contacts there. </p>
<p>Neither child nor we have any loans and we have more than adequate retirement assets. We have no regrets and are still able to help our kids with any wedding, home, and/or desired grad school. </p>
<p>Of course everyone’s situation is very different, and I would think sacrificing retirement savings could a very dicey strategy.</p>
<p>Living well below our means has given us many options. We are happy and grateful. One unexpected bonus of kids at top U is they have a good med school and a top MD who has taken a special interest in D and her health issues. He’s made improving her health his project for the year and will be working with all resources to make this happen. It would not have happened at instate flagship U, as we’ve already exhausted instate options.</p>