<p>Bringing up this thread since I am so tired of being ripped off. My son just had an acute medical situation. He will be fine, but I wanted to deal with as much as possible before he leaves for school. He needed 3 specialists in 3 days and it was tiring for all of us. The cost and copays for his meds were huge (this after we pay a fortune for coverage). I wasted an hour on the phone to get to why we are spending about $65 for one medication when we have and are paying for drug coverage (we have $50 deductible which should have been met from the other small fortune I spent with the pharmacist 5 days ago). We also have a $50 copay for name brand drugs (some are 35, and some 20 depending on what it is, but the max should be $50). I found out the pharmacist put a medication through our insurance, and then “backed out”, which means my copay was never applied. Also, the pharmacist claims that they gave my son the largest tubes available for various ointments. The insurance company told me that these tubes are a 7 day and 10 day supply and we are entitled to a 30 day supply for our copay if the Rx was written for the larger tube size (which MD stated he was doing). I questioned the size with both my pharmacist and insurance since the tubes are microscopic in size, IMO. I wonder who is ripping me off. I feel like I need to be money machine. It took me 20 minutes to speak with a live person for the insurance pharmacy questions that I had. To top it off, there isn’t a doctor in network for the specialty area that my son could need without a 40 minute drive in each direction once he gets to school. This is something else to consider when you choose a school far from home. We are very fortunate that he was able to get care at home before beginning school, and hopefully he won’t require additional treatment.</p>