<p>I’m really not trying to be critical and kick you when you feel down, but are you a high school senior? If so, you probably started thinking about college a year ago, and certainly throughout the summer and fall. Did you only just now begin to think about the many issues of financial aid and how to pay for college? Did you not plan for all those deadline dates? Do you have an idea of what your top chioce, 50k/yr. schools are likely to offer someone with your EFC? Did you explore and pursue other options, like ROTC?</p>