Learning more I didn’t know about Medicare and Social Security. I was aware that if you have a high deductible insurance plan and an HSA you must terminate HSA contributions six months before applying for Medicare. What I did not know (and this is probably repetitive) is that if you apply for Social Security after the age of 65 you are automatically enrolled in Medicare. You can reject part B but you cannot reject part A or you must terminate your Social Security. So my new learned lesson today is terminate your HSA contributions six months before applying for Social Security if your are older than 65. So now I have to deal with refunding HSA contributions and having the payroll department adjust W2 info. I have a call scheduled tomorrow our insurance broker’s Medicare “expert” to see where we go from here. So the key point here is if you have an HSA make sure you terminate contributions six months before applying for Medicare and if you are going to apply for Social Security after the age of 65 terminate HSA contributions six months before that application. Wish I had known. 
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