Cross Berkeley (and all UC schools) off your list - out-of-state costs will be more than 6x what your family can afford.
Rice is a reach for everyone. (The same as Hopkins or slightly tougher.) Tulane could be a match if you applied Early Decision but should be considered a reach otherwise.
If you’re at a competitive boarding school, the guidance staff there should be very accomplished at assessing your prospects at competitive schools. Volunteers on CC will have a harder time gauging how colleges will view your record in the context of your particular school’s academic offerings and grading system. The thing to be sure of, though, is that your counselor at school is also focusing on optimizing financial aid. They may be accustomed to working with a population of students who aren’t very price-sensitive.
You are focusing on top-tier universities. As an aspiring humanities major, is there a reason you’re not looking at full-need-met liberal arts colleges?