Yes, I do, actually. Spelman is a terrific college. Its rank among HBCUs is well-known and well deserved.
@juillet here is a proud alumna if you wish other perspectives.
But if your financial aid package is all loans as the title of this thread indicates, and if you need to borrow more than the federal loans (5.5k freshman year) to attend, then no it’s not worth that amount of debt, saddling your family with a burden like that.
Even if you don’t need to borrow the entire amount, parent loans are a bad idea - especially if you have other children (since your ability to pay back and thus borrow decreases each year).
So, a child who got into such colleges as UCLA and Spelman HAS to have gotten into a few other terrific colleges.
What can you afford 'out of pockets (from income and savings)?
Where do you live?
If she wants to move to California, where else did she apply beside UCs (St Mary’s? Scripps? Occidental? LMU?..) and are the financial aid packages affordable without parent loans?