Spelman's financial aid package is 100% loans

@thumper1 and @PackersLA,
https://www.ucop.edu/residency/residency-requirements.html

Each public university in California has a Residency Determination Officer or advisor whereby the student goes to get their information, budget sheets and their beginning date of residence.

If the student lives with grandmother, then she is not considered independent nor self-supporting. She must pay market rental rates and she needs proof of rent payments, in her name, with her paycheck receipts that match those rates. In living with grandma, she is receiving rental help and will not get instate residency.

https://www.ucop.edu/general-counsel/_files/ed-affairs/uc-residence-policy.pdf#page=13

@PackersLA, I beg to differ with your interpretation of the California residency requirements. They are very strict and unyielding because the state of California is out of money for education. On Thursday, the Regents just approved a 3.5% increase in tuition to non-residents. They’re out of money. If your daughter tries to become “creative” with her residency, they will find out and will, either ask for repayment, expel her, or withhold her diploma.

Once an OOS, always an OOS, before the age of 24, unless the family moves to California for work purposes.