I am indeed a proud Spelman alumna! I will also agree with @MYOS1634 and say that borrowing the full cost of attendance is not worth it!
But if your family can afford to pay for Spelman and it’s the most affordable option for you - then yes, it’s an amazing experience and a great education.
I would definitely contact the financial aid office and see if you can get a readjustment or extra consideration for merit aid. Sometimes, after the decision date, Spelman and other small colleges can reallocate merit aid from students who declined scholarships to attend elsewhere.