Spring 2016 Transfer

Annual budget SUNY NYS Resident (Baruch Cllege)
Tuition… $6,470 ($6,330)
Fees…$2,511 ($320)
Room & Board…$13,820**(0 - LIVING AT HOME)
Direct Cost…$22,801 ($6,650)

Indirect Costs 6
Books & Supplies…$1,340 ($1,248)
Personal Expenses…$1,500 ($1,780)
Transportation…$1,050 ($1,054)
TOTAL INDIRECT COST…$3,890 ($4,074)
COA (Direct & In-direct) …$26,691 ($10,724)

** Figures reflect housing plan standard double and average meal plan

The difference in COA between Binghamton and Baruch is ~ $16,000. If we only look at the cost of R & M, you are looking at borrowing about $12K - 14K per year. Is this what you expect to borrow for the next 2.5 years (minimum)? I thought Baruch College has a very good science department? You are a biology major; What are your career goals, assuming you get your undergraduate degree in Biology?