Strategy to use HELOC then repay from 401k after age 59-1/2 & student graduation.

@mommdc You said “A school that meets need will base aid on the CSS profile and that most likely will look at your home equity as well.” Good point. We tried to be very strategic in helping her choose schools to apply that included “meets full need” and that don’t consider home equity. Obviously this is a pretty short, competitive list. Most of these schools haven’t released their admission decisions yet.