@Skippy00
You should be very glad that the feds limit how much low-earning undergrads can borrow. Imagine the outrageous defaults that we taxpayers would be covering if 18-22 year olds were allowed to borrow $200k+ for college…when most would never be able to afford to pay those loans back.
Your child has excellent stats. Look for schools that will give huge aid/merit to get costs down to desired goal.
And why the heck would you ever want to burden your child with huge debt anyway??? Don’t you love your kid? (Kidding, not kidding)