Student loan questions......

Yes, his federal student loan limits as a freshman are $5500, sophomore $6500, jr and sr $7500. Parents are expected to pay their familial contribution. If you can’t afford that, options become limited. Commuting, schools with large merit scholarships, working and attending part-time, etc.

Parent loans or cosigned loans are an option (that I would not recommend and we refuse to take for our kids). But, be aware that that may require payments to start immediately and that you have to qualify every yr for the new loans.