<p>At Maryland the majority of the people awarded scholarship money have AP credits or other credits (like at least 15). I don’t know for sure, but I’d guess that people are okay with however many they bring in. In Honors it’s actually pretty rare to not be at least a semester ahead credit wise (Of my honors friends I have one of the lowest class standings with only 59 credits…so not technically a junior yet for spring of my second year) of where you are otherwise, and a gigantic bulk of the (academic) scholarship money goes to honors kids.</p>