Everywhere you’re considered full time with 12 credits, BUT to graduate in 4 years or 8 semesters, you need to take 15-16 credits each semester. (However, dropping to 12 credits, ie., dropping a class, keeps you full time, ie., doesn’t cause you to lose your financial aid. If you fall under 12 credits you lose your financial aid, so it’s a good idea to start with 15-16 anyway in case you need to drop a class.)
Even if your parents are clingy, or especially if they’re clingy, dorming is a good growth experience.
UScranton is a very good school, as is, of course, SUNY Bing. Is either one of these affordable?