<p>For our two kids at Swarthmore we did not purchase the college health insurance - they had adequate coverage under my family health insurance policy. You might want to check with your health insurance to see how it would cover claims from your son in the Swarthmore area. As far as I could tell, not having the college health insurance did not make my kids lives any harder. The college health insurance is not required in order to use the college health services on campus.</p>
<p>Unless your own health insurance will not cover your son in the Swarthmore area or would charge exhorbitant deductibles, it doesn’t seem worthwhile to spend the ~$1,200 for the college’s health insurance.</p>