<p>I guess covers <em>up to</em> 5.5 years full time is more accurate - my plan is to graduate on time which I can do with either 4 or 5 classes this semester. Considering that time or money isn’t really an issue in this situation, I guess my question has to do more with difficulty/transitioning into college and whether or not it is necessary to take only 4 classes if I want to ensure a smooth academic transition into college and respectable grades. </p>