In general you don’t want to take on loans. It’s why the feds limit the student to $27k and $5500 the first year. The rest is on you.
Getting a degree in a social science - in general you don’t want to spend.
Maybe a Towson or Salisbury or frostburg or St Mary’s isn’t what your student wants but it crushes debt. So you might have to give up, say access to a city etc or something else.