Congratulations on a competitive profile. I will only address the California UC’s which you have categorized as Reach schools. The UC’s are test blind, have capped OOS enrollment and offer no need based FA for OOS students and merit aid is in low amounts plus highly competitive. Regents merit scholarship amounts at UCLA are $2000 and $2500 at UCB.
Projected OOS UC costs are now hovering around $72K/year to attend.
Here are the OOS admit rates for 2022:
UCB: 8.6%
UCLA: 8.9%
The UC’s have their own GPA calculations which only includes a-g courses (Core requirements) taken the summer prior to 10th through the summer prior to 12th grades. OOS students only get extra Honors points (weighting) for AP/IB or DE/CC UC transferable courses taken during this time. HS designated Honors classes for OOS applicants are not weighted. At the end of Junior year, calculate your 3 UC GPA’s using the calculator below:
https://rogerhub.com/gpa-calculator-uc/
UCB Freshman profile 2022:
GPA of middle 25%-75% students
UC Capped Weighted GPA: 4.17-4.31
UC Unweighted GPA: 3.86-4.00
UC Fully Weighted GPA: 4.25-4.61
UCLA Freshman profile 2022:
GPA of middle 25%-75% students
UC Capped Weighted GPA: 4.21–4.33
UC Unweighted GPA: 3.95-4.00
UC Fully Weighted GPA: 4.40-4.73
UCLA does not have a Business school for Undergrad but offers Business Econ and Econ as undergraduate majors. If you are also considering Engineering, you need a direct admit into the program to actually pursue this major at the UCLA and UCB. UCLA does not consider alternate majors in their application review but UCB does consider alternate majors as of Fall 2023.
UCB starting Fall 2024, will offer a direct admit into the HAAS Business school but details have not been posted yet and you should assume it will be highly competitive.
Best of luck.