<p>Japan has had a huge run lately. </p>
<p>Japan topped out in 1990. I don’t know how much effect Japan has.</p>
<p>Why is Japan raising taxes when they want people to spend more money?</p>
<p>The market gets nervous when Japan or China f*rt. After all, it is the third largest economy but then again, they’ve been having problems for years so maybe it is already baked in.</p>
<p>2 AUDREY CT, TIBURON, CA 94920
5 Beds 4 Full baths , 1 Half bath 4,875 Sq. Ft.</p>
<p>Starting bid 1.8 M</p>
<p>This should be right at dstark’s alley :)</p>
<p>That would be a Steal if it sold for that price unless it was wrecked.</p>
<p>Did I say BID? it is on the homesearch auction.</p>
<p>Did I say you said bid?</p>
<p>Who uses 5/1 ARM loans? What are the advantages and disadvantage compared to conventional 30 year mortgage</p>
<p>ARM vs Conventional
If Interest rate kept on rising, you win with Conventional
If interest rate is stationary or declining, you win with ARM</p>
<p>Its a gamble in life</p>
<p>If you don’t want a long term loan, would you get 5/1 arm? </p>
<p>I took out an ARM on 1986 with the intent of selling the house in few years. I ended up selling it in 2000 with the same ARM, but I saved Tens Thousands because the interest rate was always below the Conventional for the 15 years.</p>
<p>If the interest is the same, would you say an ARM is better if you plan to sell the house in afew years?</p>
<p>I’d take conventional if the interest is the same. Every thing has to be equal thought.</p>
<p>Anybody lend money through something like lending club etc.?</p>
<p><a href=“Hottest trend in real estate: tiny add-on homes for in-laws or millennials”>Hottest trend in real estate: tiny add-on homes for in-laws or millennials;
<p>We are going to be in contract to putchsse an apartment building. We opened an escrow account and are funding it. </p>
<p>MLPs got crushed. I wonder how many retirees own mlps. Probably not that many…</p>
<p>I pulled off one of my characteristic investment maneuvers - had felt for the past several weeks that oil would be a good place to diversify into, and studied a few different instruments, and things like the effects of contango and backwardation. “Knowing” the Opec summit will be a turning point, I jumped in just before the market closed before Thanksgiving. </p>
<p>At least I didn’t go with something with 2x or 3x leverage, or into oil futures where the base amounts are in the mid 6 digits. Now I’ll go back and stand in the corner and look at my buy-and-holds of target date funds and index etfs while the thread moderator evaluates how long I should be put on probation to prevent me from soiling it … </p>
<p>Lol!</p>
<p>Dad<em>of</em>3: I don’t think based on a lot of the evidence and the huge drop in oil prices etc., that it was such a bad trade at the time. It just didn’t work out. I had bought xle calls a while ago which have turned into mud particularly yesterday but I did buy quite a bit of protection. Maybe things will still turn around.</p>
<p>Dstark: You bought an entire apartment building yourself?? In SF? How are you using an escrow account?</p>
<p>I am not buying in SF. There are many partners. I would never invest a lot in any particular deal. </p>
<p>The title company opened an escrow account. Four of us are funding the account. (This process is similar to buying a house). The seller will now open the books to us. We have 120 days of due diligence ahead. If we decide against the investment, we get our funds back.</p>
<p>I don’t love this deal. One of the partners is very excited. (That is his personality). As I wrote before, cap rates have dropped across the country. This bugs me. Just tells me people are willing to pay more for income streams across the United States.</p>
<p>SF real estate is insane. Older buildings are subject to rent control. Except for special situations, you can only raise rents 2/3 of cpi. And buildings are selling for cap rates in the 3s. Example, buy a building for $2 million, and the building generates $60,000 in ebitda. Crazy.</p>
<p>You have to buy a building for cash in SF. </p>
<p>who says you buy real estate in SF for ebitda? think about appreciation.</p>
<p>I understand that artloversplus… </p>
<p>Think about it …</p>