The decentralized campus is a huge drawback. My daughter wanted to remain instate to study nursing and Rutgers only offers nursing on the Camden campus. Four years of living in Camden was a pretty unattractive option, so she opted to study nursing at our local county college. Saved a boatload of money and still ended up with a plum nuring job at the end of her time studying.
Two of my other children found that commuting to local private colleges in NJ where they were given scholarships (so that the tuition was more affordable - not more than Rutgers tuition) was a more attractive option.
Youngest is at a Service Academy, so he had to go out of state for that.
With my husband and I RU grads, we had thought that all of our kids would go to RU, but in the end, there were better options for them elsewhere. So no RU bumper sticker for our cars.