@drewsmom17 : What you propose for banking is exactly what we did. My regular bank did not have a branch in that state, but BofA was in town and there’s a branch only 5 blocks from my regular bank so it was easy enough to top up a joint account with D at the ATM on the way home from work. She had immediate access to the money, and there were no fees. It’s not hard to find a no fee account.
Re health care. There was a long thread on this within the last few years, but I can’t find it at the moment. I highly recommend a comprehensive power of attorney and medical care directive. God forbid anything should happen, but accidents do, and these documents can greatly simplify/expedite your ability to make decisions for your daughter should the need arise. Make sure that the documents meet the requirements of the state where she will be living as well as your own.
Off to look more for the prior thread. I’ll be back if I find it.
Okay … just needed to use better search terms.
http://talk.collegeconfidential.com/parents-forum/1908704-durable-power-of-attorney-for-college-student.html
http://talk.collegeconfidential.com/parents-forum/1999309-power-of-attorney-medical-forms-for-before-college.html
http://talk.collegeconfidential.com/parents-forum/1939934-power-of-attorney-form-completed-does-she-it-take-it-with-her.html