I have friends and colleagues in two-income households pulling in $100k-150k and drive new leased cars, boat, RV, perhaps even a lake house and $0 in a college fund for their kids. Not saying they’re rich, but they make too much to cry poor when college rolls around for their children. It’s one thing if your kids are the 4.0, 98 percentile SAT, as they’ll have full rides. But if they’re not, you just expect them to go to the army? Very bizarre.