Run the NPC on each of Occidental, UPuget Sound, DePauw, Lewis&Clark, and LMU-LA to see whether they’re unaffordable (their price tag is high, but they offer scholarships and discounts - I chose these because they each calculate differently so the results should show you if 1 or 2 are ok). Running the NPC will tell you exactly whether these would be more or less expensive than UCs.
For CSUs, an AP is an AP – except Cal Poly SLO.
For UCs, they’ll only use your 10-11th grades results and only want no D, no F senior year while counting senior year course rigor in your favor. So your selection makes a lot of sense.