@pheebers : However, your parents may be willing and able to pay more per year, especially if they know they can do it as a payment plan (say 2k per month as opposed to coughing up one chunk all at once). Most schools let you spread the payments out and that can make a big difference.
Why would you say 2k per month when it would be over $5,500 per month if the parents paid monthly over the course of the school year.