Tell you daughter NOW that money will be a factor. You don’t want her having her heart set on a dream school that is unaffordable. Your local state colleges will be 25K? She could do community college for the first two years. Also consider colleges that you may not have heard of that give merit aid. My daughter goes to one of the “colleges that change lives” and it gives generous merit. However, even with generous merit it may be hard to get tuition and room and board well bellow 25K.
If you have generous parents/grandparents they my consider giving her “college money” for presents. If you use credit cards a lot you may find a cash back or college savings credit card like Uppromise.
I think many, many of us are in the same boat of too much money for FA.
When she gets old enough she might be able to get a part time job and save a little so she can contribute herself.