<p>We are hoping that he will go In state to Georgia tech or an OOS school that doesn’t require him to take out a loan but at the end of the day he has to make that call himself. </p>
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<p>I do hope that the debt you allow him to take on is minimal. I think it is entirely appropriate for parents to counsel young people to avoid excessive debt, particularly when there are other options. Down the road, when he has to make decisions such as which car to buy (expensive or affordable?) or which home to buy (expensive or affordable?), he will have been “taught” to comparison shop … that is, to shop with his head and not just his heart. It’s a lesson more people (young and old) should learn.</p>