<p>what is not clear here is how the OP can up with $150K in debt calculation for an ND education. This needs to be explained.</p>
<p>ND will bleed you dry in what they determine a person’s EFC (believe we know this!) and force parents to take on debt (which in our case would have been $50K in loans) and our child to take on about $25K in loans. So we chose not to send our child to ND. </p>
<p>But I don’t understand how this can get to $150K though , the OP’s family must not be supporting his education.</p>