You can round out your application by ROUNDING OUT your applications! Your reasoning on Rutgers is off- you can participate in research all you want, but you need a Bachelor’s degree to be competitive for med school, and that Bachelor’s will come from being enrolled in the University, not a part-time researcher position.
There are tons of colleges which would prepare you well for Med school where you wouldn’t be looking at miniscule transfer rates. Would be great to see a few of those on your list.
And what’s Plan B if you aren’t successful in your transfer applications?