OP, how much does NYU cost and how much in loans do you have?
An issue is that, as a transfer student, you no longer have access to the “deal” offered by Miami when you were a freshman. However you could attend FSU which has an excellent actuarial science program. You can also see if Baruch wouldn’t offer you a better deal - they’re known to be heavily recruited and you’d get to stay in NYC. However, it’s a 98% commuter campus…