<p>We can afford about $20,000. My dad is dead set against me (or him) taking out any loans because he will have to cosign on them and he doesn’t want to risk having to use his retirement fund to pay them back if for some reason I can’t. He’s pretty pessimistic about the economy so he’s been conservative in what he will spend on our educations and on loans, etc. </p>
<p>I just feel like Miami is not a great school academically, and the social scene is much too party-heavy for my taste. The kids tend to be rich and snobby. I do like the size of the school and all the clubs it offers, so that’s something that I would be looking for if I transferred.</p>