Chibears- breathe.
Let’s start at the beginning- where are you geographically right now- have you even met anyone at your second college? Have you taken any courses? What’s the financial situation there- loans, grants, etc?
I think you need to separate out what is important (can you afford to complete a BA at the new school based on what you know about the costs and your finances), how many credits will transfer, do they have the major you want (I wouldn’t transfer for a minor but that’ me).
Then you have what’s less important- what people think about you socially or professionally. Socially I can’t comment- people think what they think. Professionally, your first employer may or may not want transcripts from all your schools, and grad programs will want transcripts from all your schools. But they are looking for specific things- how did you do and which classes did you take, they aren’t sitting in judgement on you for transferring or taking a semester off. Some will also look at the W’s or incompletes but that depends on your university policy- at some, an incomplete goes away once you actually finish the work.
So clean up your transcript- make sure you complete whatever work is required for any course that you are registered for. Clean up the financial picture and make sure you have a plan which is affordable and doesn’t have you paying off loans years from now for a degree you never finished.
And then go in peace.
But if you find yourself becoming one of those “Grass is always greener” types- might be time to seek out counseling. It took me a lot of living and mistakes to learn “Bloom where you are planted” but that’s pretty much the key to a happy life in my book- along with “Eat dessert first”.