My son gets $750 a month in SSI. His supported housing costs $338 a month. That includes utilities and staff oversight. Plus transportation to his job. His only other expenses are $20 a month for a tablet, $50 a month for internet, and a few dollars in copays for meds. He also gets foodstamps which cover most of his food (his case manager takes him to a food pantry once a month). So he is saving about $300 a month that we put into an ABLE account for him, which doesn’t count as an asset for Social Security eligibility. His medical expenses (including 70 days in the hospital and 16 ECT treatments recently) are covered 100% by Medicaid. As messed up as a lot of our government is, the system is working really well for him.
Oh, and when my husband starts collecting SS in five years, DS’s monthly SSI payment will go up at least by a factor of two (since he was classified as disabled before the age of 22).