“Also, to me, there are some schools that are worth “full pay” and others that are not. If one kid can attend an Ivy full pay, because he or she happens to have that level of ability and ambition, but another would be full pay at a regional university, when a state school would offer the same level of education, not sure I would be willing to pay $55K plus for a regional U.”
Do you literally mean Ivy as in those-8-schools-alone-would-be-worth-it, or are you using Ivy as a shorthand to mean “top notch school”? Because the latter makes sense - the former makes no sense at all, because it would silly to think that Dartmouth is worth $55K but Duke isn’t when they’re pretty much the same thing.