Thanks for your reply! Yes - the gap year/deferred applicants and how the universities will deal with non-SAT/ACT applicants will likely make the entire process more unpredictable. Or at least not completely predictable based on previous years SAT/ACT scores/GPA. We are planning to most likely apply to SJSU as well as it is local for us - and a few outside state/private universities. So a total of 9 UCs, couple of CSUs (Cal Poly, SJSU) and say 5 outside state/private universities - for a total of around 15 or 16. Do you think 15-16 is not enough & need to add more CSUs because of this unpredictability than Cal Poly & SJSU?
In a way it would be 7 or so applications even though there is a lot of colleges (a Nov 30 single UC app for all UCs, a Nov 30 single CSU app for couple of CSUs and 5 other common app/coalition colleges early January).