OP, regarding post #5, don’t focus only on the starting salaries. The Bay Area is expensive…period. And it is not only the housing. I just paid $4.17 for a gallon of regular unleaded gas! What about the taxes (State, Sales, etc.) ? No one seems to mention that this should be factored in if you are considering salaries (take-home) as a factor ?!?
Having said this… I would suggest UMD for you based on what you have posted.