I haven’t checked I just assumed 100-200k annually wouldn’t be eligible
Never assume. Check. You might well qualify for the middle class scholarship, although I don’t recall the upper limit offhand.
I have passed the ceiling, though idk if I can reapply after afew years since i will be making 10k/yr MAX during undergrad/grad
You can apply every year, but it will be based on your parents’ income, not yours (unless you are declared independent).
SCU requires you to live on campus for the first 2 years.
https://www.scu.edu/living/our-community/residency-contract-requirements-/
ETA - Sorry @worriedmomucb - did not mean to reply to your post
damn
rip mooney
If you’re going to school, go to school. If you go to a high end residential school, residence life is a huge part of the experience. Find one that works at your budget.
yeah, its just that i heard they hire very well out of scu
Many schools do well with job placement. Again. It’s you. Not the school. My kid had 19 interviews in the fall and 5 offers by xmas.
He did. Not the school.
In the end, you want to optimize and enjoy your four years. You can’t do so if everyone but you is on campus.
You will be somewhere four years, day after day. Don’t throw that away for maybe, possibly a small lift.
You want to manage money. Most schools have a student led portfolio. My daughter’s bf did this at Denver.
You already understand don’t spend more that you can afford. Debt means less choices. It forces you to make sacrifices you don’t want
You’ve already accomplished so much. I’m betting on you to keep it going. Not so much a school.
Good luck.
Thank you, interestingly SCU gives a fund for students to invest like your daughters bf did. That is the big reason why I gravitated towards SCU.
So many schools have that.
SCU is a fantastic school - IF YOU CAN AFFORD IT.
There are literally hundreds of great schools - you need to be at once you can afford.
Did you runt he net price calculator? They have merit too.
It’s a fine school - I’m simply saying - don’t act as if it’s the one and only…it’s not.
running the calc I will get ~9k/yr in aid plus 5k from 529 makes it 14k/yr I may not have to worry about, this would make my total 69,500/yr assuming I make no money in college. Though there are factory to account for such as internships I might take junior and possibly sophomore year. I think my total cost over the 4 years will be close to $55k/yr as loans. This is a decent amount but if I live on as little as possible within 3-4 years I should be able to pay it off.
You can only borrow $27k over four years. For your protection.
There’s a zillion schools. Please don’t fixate on one.
Couldn’t i borrow up to $40k/yr if i get my parents to co-sign tho, I know it will be a big risk for them so i have talked them about how I on my own accord will sign something saying will pay or whatever. They don’t want me to sign anything but over 70% of parents push their financial goals by trying to help pay for a students college. My dad said he would pay for a year but would that mean 70k being thrown away. I mean that 70k if invested right could grow so much instead of being used on something like a college degree.
As for the point of fixating I do now realize I might be a little addicted with this school. Its just the things they have, they have a very good campus, a California mission on the campus, 3d printing labs ( most schools have this anyway) but i think i just like the vibe if the school. When I first started i thought that i would just go to whatever school would offer me the best academics (basically the best school i got into) but now i feel like there may be more to it.
Yes they can. Doesn’t make it wise. How will you pay it back ? If you can’t, they are stuck.
Truly my only way to pay it back is to work. Other than that there is no way which does seem concerning. I love SCU but the cost is a bit heavy, I am just hoping get some merit based aid so cover part of my costs.
There are many schools like SCU. There are no dream schools. They all have bad roomies, profs, food etc.
If you need that much in loans, it’s a nightmare, not dream.
Build a list that includes affordable schools. There are many Jesuit or Catholic schools - even others in the Bay Area that may cost less.
Affordability is your friend. Debt strangles your future.
Much of the money you’ll be making, if you’re fortunate enough to find a job, will be going to loans - not rent, food or savings.
This is real life impacting.
Also, i found a college called BYU which is… Mormon. But idc the cost is low, and it is a VERY GOOD business school surprisingly.