I’m not sure the OP is still around, so this point may be moot, but for others reading here, mids don’t see much of that salary, especially Plebe year when most of it is deducted for uniform and equipment expenses. Mids continue to incur expenses like these, including tailoring, laundry, barber, and other fees throughout their time at the academy. And, unlike the isolation of West Point, Annapolis is a hopping town full of bars and restaurants and things to do. No one comes out of an academy with much in the bank which is why Uncle Sam offers all second class (juniors) mids an optional USAA Career Starter Loan of about $35K at a very low interest rate to help them launch at their first duty post after commissioning.
The vast difference is what should make it very easy to choose.